Check your eligibility for an overdraft

This check uses your credit report to find out how likely you are to be accepted or rejected for the overdraft you'd like, before you apply. The accuracy of the check is dependent on the accuracy of the information you provide and is only indicative; it does not guarantee that you will be accepted for an overdraft.

The check will show up on your credit file but it won't be visible to anyone but you and it won't have a negative impact on your credit rating. If you go on to apply for an overdraft your application will be dependent upon a full eligibility assessment.

It will take around 5 minutes to complete.

What you need to know before you can start:

  • Where you've lived for the last three years
  • The overdraft amount you'd like to have access to
  • Your annual income before tax

In order to get access to your credit file, we need your consent to search for your records with Experian